Wednesday, November 11, 2009

Better than I deserve

How many of you know who Dave Ramsey is, have read his books, or listen to him on the radio? He comes on a local AM station in Portland every evening from 7 to 10PM and I enjoy listening (other than the heavy dose of advertisements). His MO is frugal money management, avoiding/getting out of debt, and living Christlike lives. While I don't agree 100% with all he says (he is fanatical about no debt, except maybe for a home, and never using a credit card, even if you pay it off each billing) I'm generally on board with him.

Some of his sayings:

"Better than I deserve" (when asked how he is)
"Debt is dumb, cash is king."
"The paid off home mortgage replaces the BMW as the status symbol of choice."
"Rice and beans, beans and rice."
"Never see the inside of a restaurant unless you work there."
"Live like nobody else now so you can live like nobody else later."
"If it's not in writing it didn't happen."
"If a debt collector is opening his mouth he is lying."

I admit that listening to his show and hearing his advice to callers helps me with some of the financial counseling I do as bishop.

You can check him out at


  1. Dave's general mood is Christian and last night after some desperate depressed in-debt person called he talked about how Heavenly Father loves us. I find he is sensible in his philosophy and gives people hope that they can learn to manage their $$ and get out and stay out of debt.

  2. My favorite saying of his is "Act your WAGE"